700Credit Pre-Qualification - Explained at AuctionDirectOnline.com

Let AuctionDirectOnline.com be the place for all your automotive needs! We understand the financial process can be confusing, let us help explain things for you. With our easy online pre-qualification process powered by 700Credit, we can help simplify the process and ensure that you understand every step along the way. Concerned that online credit apps will have a negative impact on your credit? Not the case here! See below for more details!

Hard Credit Pull Vs. Soft Credit Pull

A hard credit pull is something that may impact your credit score and stay on your credit report for years to come. This is when a lender with whom you have applied for credit with, reviews your credit report as part of their decision making process.

A soft credit pull is completely different, and is the form of credit checking that we perform. With a soft credit pull you check your own credit, or a lender checks your credit to pre-approve you for an offer. This form of credit pull does not impact your credit score.

All in all, when you use our online credit form, your credit will not be affected in any way. We will work with you to better ensure that your needs are met when it comes to getting the right credit options, and working through other circumstances.

At AuctionDirectOnline.com, you will be able to enjoy every moment of the car buying process when you work with us. We help you to get pre-approved without ever affecting your credit.